About Mulberry
Founded in 2015, Mulberry has evolved from an independent Maltese insurance brokerage into a specialist insurance and risk advisory business supporting organisations with increasingly complex and international exposures.
We advise entrepreneurial businesses, multinational organisations, financial institutions, professional firms, marine and aviation operators, developers, technology companies and other organisations whose risks demand specialist attention.
We believe insurance should support business strategy rather than simply respond to an annual renewal date. Our role begins with understanding the organisation: how it operates, where it is going, the obligations it assumes and the risks that could affect its objectives.
From there, we help clients evaluate exposures, structure effective insurance programmes, access specialist markets and respond when losses occur.
Independent by Choice
Independence has been central to Mulberry since its foundation. It enables us to provide objective advice without insurer ownership or proprietary product obligations.
Every recommendation is guided by a straightforward principle: what is in the best interests of our client?
That freedom allows us to approach the market objectively, negotiate bespoke solutions and challenge conventional structures where we believe a better alternative exists.
Specialists in Complex Risk
Modern organisations face risks extending far beyond traditional property and liability exposures. Cyber attacks, regulatory investigations, directors’ personal liability, professional negligence, supply-chain disruption, climate-related exposures and political uncertainty increasingly intersect with traditional insurance risks.
Addressing those exposures requires advisers who understand both insurance and the wider commercial, contractual and regulatory environment in which clients operate.
Long-Term Relationships
We believe successful insurance programmes are built on relationships rather than transactions. Understanding a business takes time. As clients expand, acquire businesses, enter new markets or develop new products, their risk profile changes. Our role is to evolve with them and provide continuity of advice.
Rooted in Malta. Connected to the world.
Our Difference
Mulberry combines the accessibility and accountability of an independent broker with specialist expertise and international insurance market access.
Independent
Objective advice and freedom to pursue the solution we believe is right for the client.
Specialist
Technical knowledge across complex industries and emerging risks, supported by sector-focused practices.
International
Access to international insurers, specialist underwriting markets and cross-border solutions.
Entrepreneurial
Agile thinking, senior involvement and a willingness to challenge convention.
Advisory
Insurance decisions considered within the wider context of commercial objectives, contracts, governance and risk.
Responsive
Accessible professionals, decisive action and long-term relationships.
Our Philosophy
INTERNATIONAL CAPABILITY
Rooted in Malta. Connected to the World.
Businesses increasingly trade, invest, employ and contract across borders. Their insurance requirements must therefore respond across markets and jurisdictions.
Mulberry combines local accessibility with access to international insurers, specialist underwriting expertise and professional partners.
Specialist Market Access
We access international insurers and specialist underwriting markets for risks that require capacity, expertise or solutions beyond conventional domestic markets.
Cross-Border Solutions
We help structure insurance strategies around organisations with operations, assets, employees, contracts and liabilities in multiple jurisdictions.
International Programme Support
Where clients have overseas exposures, we help coordinate insurance requirements and work with relevant market partners to support an effective programme.
Technical Placement
Complex risks need to be presented clearly. We work to understand the exposure, develop the underwriting narrative and approach markets positioned to evaluate it.
Global Claims Coordination
Where a claim involves multiple insurers, adjusters, lawyers, technical experts or jurisdictions, we help coordinate the process and advocate for the client.
International Relationships
Our relationships with specialist insurance professionals and international markets broaden the expertise and solutions available to our clients.
